The Retirement Education Resource Center of North America, Inc. (RERCNA) provides tools, concepts, and ideas to help educate individuals in accumulating assets and distributing those assets during retirement. Our team of professionals have been carefully selected to cover all areas of the retirement planning — including insurance, estate planning law, CPAs, and investments. We offer academic programs, public and private strategic programs, and industry enrichment programs.

I have been working in the extended care arena for 13 years, of which I have worked as a Licensed Nursing Home Administrator and Assisted Living Executive Director. I am also a licensed insurance producer in Massachusetts for Life and Accident, Health or Sickness. These licenses and the accompanyng experience allows me to provide a unique persective for retirement planning regarding anticipating care needs and the best course for navigating the affordability of the level of care that suits each individual's need. 

Mark Cardoza established M. Cardoza Insurance, Inc. in 2011. He holds the designation of CLTC (Certified Long Term Care) specialist and Trusts and Estate Planning and is also the founder of the Retirement Education Resource Center of North America, Inc and the author of Positioning 4 Retirement. His goal is to help everyone understand the intricate plans and programs for retirement and to illustrate the importance of positioning these plans to optimize control. In his experience, many people are unaware or do not understand their retirement plan, its function, the components, and how each component responds and reacts with the other parts. Positioning 4 Retirement's objective is to help our society better understand the programs they are working with while directing them to build a healthy retirement portfolio with options and choices to fit their goals.